Excellent credit history and credit score are essential to qualify for a loan with more favorable terms and may lead to lower interest rates. It shows how conscientious and honest a borrower you are, and it can facilitate better cooperation with financial institutions. Every person who at least once has purchased a product on installments, […]

Application analysis is a process undertaken by lenders to understand a borrower’s creditworthiness and to see how capable they are of repaying the loan and interest obligations. Step 1 The financial institution will always ask you to provide accurate personal identification information – name, surname, personal identification number or taxpayer number, declared residence address, and […]