Excellent credit history and credit score are essential to qualify for a loan with more favorable terms and may lead to lower interest rates. It shows how conscientious and honest borrower you are, and it can facilitate better cooperation with financial institutions. Every person who at least once has purchased a product on installments, borrowed […]

Application analysis is a process undertaken by lenders to understand a borrower’s creditworthiness and to see how capable they are of repaying the loan and interest obligations. Step 1 The financial institution will always ask you to provide accurate personal identification information – name, surname, personal identification number or taxpayer number, declared residence address, and […]